Acupuncturist (qualified Aust registered), Aviation, agriculture or cattle mustering, Biologist, Marine (field work, no diving), Blind, awning, screen – supervising, quoting. You can also search for your specific occupation below. If the situation was reversed and you only worked one day a week in manual labour and the rest as a writer, you could qualify for white-collar status. We encourage you to use the tools and information we provide to compare your options. Why do life insurance brands classify occupations? Income levels are for illustrative purposes and not as a definitive guide. Personality! Find out how to not underinsure or overinsure your home. You should consider whether the products or services featured on our site are appropriate for your needs. Fully underwritten with Trauma and TPD options. This is important because stipulations and guidelines vary between insurers. Tradespeople or skilled labourers who work in a manual and physical capacity. Jobs that require minimal light manual work (usually under 20%), often involving direct supervision of manual worker e.g. income protection, total and permanent disability insurance or death cover through your employer you will need to check with them. Generally speaking, a job that isn't considered dangerous by these providers have the following maximums: Every workplace carries its own job titles for employers and employees, but when it comes to life insurance policies, jobs are categorised according to their own definitions. Because many of these jobs are no longer in existance there is a brief description against each one. Products marked as 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Disclaimer - Hive Empire Pty Ltd (trading as finder.com.au, ABN: 18 118 785 121) provides factual information, general advice and services on financial products as a Corporate Authorised Representative (432664) of Advice Evolution Pty Ltd AFSL 342880. You can learn more about how we make money here. We try to take an open and transparent approach and provide a broad-based comparison service. In SpongeBob SquarePants, some of the characters have jobs/occupations like in the real world, but some of them have worked more than one job in many episodes. Quotes are based on non-smoking 35 year old in NSW. Although the exact names of ratings and definitions will differ between policies, here’s a general guide of the categories used to rate the risk of your employment.
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